Global Assurance Group

Medis International Health Plans

MEDIS ELITE

Our most comprehensive Long Term Major Medical Health Insurance coverage. The Elite plan covers you and your family with generous and flexible benefits both in hospital and out of the hospital. The Elite plan will meet all your family health insurance requirements worldwide including in your country of residence and the USA. The Elite plan is competitively priced along with world-class benefits.

BENEFITS Apply per person per policy year


Policy Limits………………………..	$1,000,000 or $2,000,000
Deductible…………………………. In country of residence while hospitalized minimum 24 hours Deductibles $250-$2,500...... Deductibles $5,000-$20,000..	Applies per person per policy year NO DEDUCTIBLE Deductible may be waived at the discretion of the administrator, advance notice required.
Co-insurance……………………..	10% of the next $10,000 after the deductible outside your country of residence. No co-insurance in your country of residence
Physician or Specialist…………	100%
Outpatient treatment…………..	100%
Hospitalization……………………	100%
Private room……………………….	100%
Intensive care……………………	100%
Cancer treatment…………………	100%
Maternity and prenatal care…	100% No deductible, covered at 80/20 C-section is considered a surgery. Deductible and co-insurance apply.
Congenital Conditions...............	$500,000 lifetime maximum
Prescription drugs……………….	$500, no limit during hospitalization
Organ transplant………………….	$500,000 lifetime maximum ($250,000 lifetime maximum for bone marrow transplants)
Emergency ground transportation……………………...	$1,500
Emergency medical reunion benefit…………………………………	$10,000
Return of mortal remains………	$10,000
Emergency medical evacuation or repatriation….	$100,000 including cost of airfare and related cost of transporting the patient
Physiotherapy……………………	$800
Reconstructive surgery following an accident………….	$20,000
Accidental Dental Injury……..	$500 deductible of $50 per occurrence applies
Hospital Cash Benefit in country of residence while hospitalized minimum 24 hours	$200 per day Maximum of 10 days per policy year.
Preventive Care.........................	$50, No deductible

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ANNUAL PREMIUMS Effective May 1, 2007

Deductibles	$250		$500		$1,000		$2,500		$5,000		$10,000		$20,000
	1Mil	2Mil	1Mil	2Mil	1Mil	2Mil	1Mil	2Mil	1Mil	2Mil	1Mil	2Mil	1Mil	2Mil
0-10	0	191	0	191	0	191	0	191	0	191	0	191	0	191
11-17*	875	1065	670	860	471	662	447	638	334	524	249	439	213	430
18-29	2,128	2,509	1,740	2,120	1,255	1,636	1,079	1,460	911	1,292	683	1,102	578	1,053
30-39	2,665	3,044	2,118	2,499	1,591	1,972	1,361	1,742	1,141	1,522	856	1,273	727	1,200
40-49	3,335	3,716	2,766	3,147	2,054	2,433	1,717	2,098	1,488	1,869	1,117	1,535	946	1,423
50-59	4,270	4,651	3,618	4,000	2,599	2,980	2,190	2,571	1,907	2,288	1,431	1,850	1,214	1,687
60-64	5,328	5,709	4,614	4,995	3,505	3,884	2,957	3,338	2,538	2,920	1,904	2,324	1,613	2,088
65-69	7,597	7,978	6,128	6,509	4,614	4,995	3,448	3,829	2,979	3,359	2,234	2,652	1,894	2,367

Children under 11 years are included free, when both parents are enrolled.
Students are considered dependents to age 23 and pay the rates of 11-17 age group. (proof of student must be supplied).
Add US$100 Policy Fee per application.
To calculate semi-annual premium factor, multiply by .55, quarterly by .28 and monthly by .1
Individual non-cancelable after issuance date, no age limits on renewals.
Smokers are subject to a 10% loaded premium.
Rates apply to both sexes.

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THIS ABOVE DESCRIPTION IS FOR INFORMATION PURPOSES ONLY AND A FULL DESCRIPTION OF THE BENEFITS EXCLUSIONS AND LIMITS ARE IN THE CERTIFICATE OF COVERAGE.