Medis International Health Plans

MEDIS MAXIMA

A comprehensive Long Term Major Medical Health insurance coverage. The Maxima plan covers you and your family with generous and flexible benefits in hospital benefits only. The Maxima plan is designed for the individual who is focused on the in hospital risks only. The Maxima plan is perfect for the individual who is comfortable paying for the small out packet medical expenses or the individual who might have limited local insurance cover. Both can use can use the Maxima plan as GAP cover or catastrophic risks The Maxima plan will meet all your family health insurance requirements worldwide including in your country of residence and the USA. The Maxima plan represents excellent value both in terms of benefits and price.

BENEFITS Apply per person per policy year


Policy Limits………………………..	$1,000,000
Deductible…………………………..... In country of residence while hospitalized minimum 24 hours Deductibles $1,000-$2,500......... Deductibles $5,000-$10,000......	Applies per person per policy year NO DEDUCTIBLE Deductible may be waived at the discretion of the administrator, advance notice required.
Co-insurance……………………..	20% of the next $5,000 after the deductible outside your country of residence No co-insurance in your country of residence
Physician or Specialist…………	100% while hospitalized (24 hour minimum stay required)
Hospitalization minimum 24 hours	100%
Private Room……………………	100%
Intensive care……………………	100%
Outpatient treatment…………..	$800 per each period of post hospitalization
Preventive care…………….…….	$50, No deductible
Organ transplant………………….	$500,000 lifetime maximum ($250,000 lifetime maximum for bone marrow transplants)
Cancer treatment…………………	100% in hospital benefit; outpatient treatments including oncology tests, drugs, chemotherapy and radiotherapy limited to a lifetime maximum of $35,000
Return of mortal remains………	$10,000
Emergency medical evacuation or repatriation……………………..	$50,000 including cost of airfare and related cost of transporting the patient
Reconstructive surgery following an accident…………….	$20,000
Hospital Cash Benefit in country of residence while hospitalized minimum 24 hours	$100 per day Maximum of 5 days per policy year.

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ANNUAL PREMIUMS 2007

Deductibles	$1,000	$2,500	$5,000	$7,500	$10,000
	1Mil	1Mil	1Mil	1Mil	1Mil
0-10	0	0	0	0	0
11-17*	318	259	209	160	126
18-29	818	654	445	412	351
30-39	994	794	609	516	435
40-49	1,245	1,035	769	648	564
50-59	1,588	1,345	971	823	721
60-64	1,975	1,713	1,308	1,106	950

Children under 11 years are included free, when both parents are enrolled.
Students are considered dependents to age 23 and pay the rates of 11-17 age group. (proof of student must be supplied).
Add US$100 Policy Fee per application.
To calculate semi-annual premium factor, multiply by .55, quarterly by .28 and monthly by .1
Individual non-cancelable after issuance date, no age limits on renewals.
Smokers are subject to a 10% loaded premium.
Rates apply to both sexes.

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THIS ABOVE DESCRIPTION IS FOR INFORMATION PURPOSES ONLY AND A FULL DESCRIPTION OF THE BENEFITS EXCLUSIONS AND LIMITS ARE IN THE CERTIFICATE OF COVERAGE.